Comparing 7 carriers
Binding your policies
Home · Auto · Jewelry

Your home, your car, your gold. Covered together.

Most policies cap jewelry theft at $1,500. That doesn't cover a wedding set. Quote all three in one application, in about six minutes.

Licensed in CA and 12 more states
No fee to you

Build your bundle

Select what you need
Save 18%
Estimated monthly
$412/mo
Bundled — you save $89/mo

Estimate only. Your rate depends on the property, drivers, and appraised values.

6 minMedian time to a quote
1Application, not three
7Carriers compared for you
13States licensed
Why we're different

Three things a generic quote form gets wrong.

01

Jewelry isn't a rider

A standard homeowners policy caps jewelry theft around $1,500. Your wedding jewelry is not a $1,500 problem. We schedule it properly, help you appraise it, and cover it worldwide.

02

Multigenerational is normal

Parents living with you. A unit downstairs. A nephew on the auto policy. Our questions are built for that, instead of quietly pricing you as a risk.

03

Wildfire scores decide your rate

Most California homes are priced on data no one explains to you. We show you your score, what drives it, and which carriers price it fairly.

How it works

One application. Every carrier we work with.

You fill out your details once. We shop it. You choose.

Step one

Tell us about your household

Your home, your drivers, and what you'd want replaced if it went missing. Six minutes, no phone call required.

Step two

We compare carriers

We're independent. We pull real quotes from the carriers we're appointed with and show you what each one actually covers, side by side.

Step three

You bind and you're covered

Sign, pay, get your documents the same day. A licensed agent is on the phone whenever you want one.

Everything else

We also cover the rest of your life.

Personal

For your family, your home, and the people visiting it.

RentersCondo (HO-6)UmbrellaLifeFloodEarthquakeLandlordVisiting parentsWedding & eventsPet

Business

For the motel, the practice, the restaurant, the consultancy.

Business owner's policyGeneral liabilityWorkers' compRestaurantHospitalityGas stationRetail & groceryProfessional / E&OCyberCommercial auto

Prefer to talk it through?

Call an agent who understands what you're insuring and won't ask you to explain it twice.

EnglishMON–SAT
हिंदीMON–SAT
ગુજરાતીMON–FRI
தமிழ்BY APPOINTMENT
1
Household
2
Home
3
Auto
4
Jewelry
Step 1 of 4

Tell us about your home.

We'll use this to find carriers licensed in your area and rated for your property type.

Good to know Parents living with you, or visiting for an extended stay? We'll make sure they're covered under the homeowners policy.
Household
2
Home
3
Auto
4
Jewelry
Step 2 of 4

A few details about the property.

🔥 Your property's wildfire score

4 / 10 — Moderate risk

Better than 68% of Fremont addresses. Based on vegetation, slope, wind exposure, and defensible space data from CAL FIRE. We'll show you which carriers price this favorably — and which ones to avoid.

Household
Home
3
Auto
4
Jewelry
Step 3 of 4

Your vehicles and drivers.

We'll bundle these with your home policy for a multi-line discount.

🚗
2022 Toyota Camry LEVIN: 4T1B11HK7NU123456
🚙
2020 Honda CR-V EXVIN: 2HKRW2H89LH123789
👩
Priya Sharma, age 38License: CA-F4821938
👨
Rahul Sharma, age 41License: CA-M4117204
Household
Home
Auto
4
Jewelry
Step 4 of 4

What jewelry should we schedule?

Scheduled jewelry has no deductible and covers loss, theft, and mysterious disappearance — worldwide.

💍
Wedding set
Priya's engagement ring + band
$18,500
Gold bangles (set of 6)
22K gold
$4,200
🔮
Pearl necklace
Akoya cultured pearls
$2,800
💎 Total scheduled value: $25,500
Cover worldwide (not just at home)
Covers you in India, UK, and everywhere else.
Appraisal note For items over $5,000, we'll connect you with an appraiser after binding. Most appraisals are completed within 3 business days.
Your quotes

We compared 7 carriers for your bundle.

Based on 4821 Sunridge Dr · Wildfire score 4/10 · $25,500 scheduled jewelry · 2 drivers

Travelers
$389/mo
 
HomeHO-3, replacement cost
AutoStandard comprehensive
JewelryScheduled, worldwide
WildfireRated
Higher deductible on wildfire claims
Chubb
$461/mo
Premium coverage tier
HomeHO-5, open perils, agreed value
AutoAgreed value, OEM parts
JewelryScheduled, worldwide, no deductible
WildfireRated
 
⚠ Not recommended
Neptune
$378/mo
 
HomeHO-3, actual cash value
AutoStandard
JewelryRider only — not scheduled
Wildfire❌ Not offered in CA
No wildfire coverage — not suitable for this property

Quotes valid for 30 days · Rates shown include bundle discount · Subject to underwriting approval

Review & pay

Review your bundle.

Hippo Insurance · Effective August 1, 2026

Your coverage

🏠
Homeowners (HO-3)4821 Sunridge Dr · Replacement cost value
$1,764/yr
🚗
Auto — 2 vehicles, 2 driversCamry + CR-V · Comprehensive
$2,016/yr
💍
Jewelry — $25,500 scheduledWorldwide · No deductible
$1,164/yr
Bundle discount−$1,068/yr
Total annual$3,876/yr
You save $89/month by bundling

Payment

$412/mo
Pay monthly
$3,876/yrSave an extra $68
Priya Sharma
•••• •••• •••• 4242
Exp 09/28CVV •••Visa
256-bit SSL · PCI compliant
By clicking Confirm, you authorise the first month's premium of $412.00 to be charged to your Visa ending 4242. Your policy documents will be emailed to priya.sharma@gmail.com within 15 minutes.

You're covered.

Your Hippo bundle is bound and active from August 1, 2026. Policy documents are on their way to priya.sharma@gmail.com.

🏠 HomeHP-HO3-2026-114892
🚗 AutoHP-AU-2026-884421
💍 JewelryHP-JW-2026-009341
Your coverage

Priya & Rahul Sharma

Hippo Insurance · Active since Aug 1, 2026

🏠
HomeownersHO-3 · 4821 Sunridge Dr, Fremont CA 94538
Policy #HP-HO3-2026-114892
CarrierHippo
EffectiveAug 1 2026
Premium$147/mo
Dwelling replacement cost: $680,000
Personal property: $180,000
Liability: $300,000
Wildfire rated — mitigation credit applied
🚗
Auto2 vehicles · 2 drivers · 2022 Camry + 2020 CR-V
Policy #HP-AU-2026-884421
CarrierHippo
EffectiveAug 1 2026
Premium$168/mo
Comprehensive & collision — both vehicles
Uninsured motorist: $100k / $300k
Roadside assistance included
Rental reimbursement: up to $40/day
💍
Jewelry$25,500 scheduled · 3 items · Worldwide · No deductible
Policy #HP-JW-2026-009341
CarrierHippo
EffectiveAug 1 2026
Premium$97/mo
⚠ Appraisal reminder Schedule your appraisal for the wedding set by Aug 15, 2026. Book appraisal appointment →
💍 Wedding set$18,500
✨ Gold bangles (set of 6)$4,200
🔮 Pearl necklace$2,800
Talk to us

Talk to someone who gets it.

Our agents speak your language — literally. No hold music, no scripts.

Homeowners
Auto
Jewelry
Business
File a claim
Something else
✓ Rajesh will call you tomorrow morning. You'll get a confirmation text to (510) 882-4401 shortly. In the meantime, feel free to browse your policy dashboard.
👨‍💼
Rajesh Mehta
Licensed Agent · CA, TX, NJ + 10 more states
CA Lic. #0F29847
Multigenerational households
Jewelry & valuables
South Asian community
Hindi · Gujarati
Mon–Sat, 9am–6pm PT
EnglishMON–SAT
हिंदीMON–SAT
ગુજરાતીMON–FRI
தமிழ்BY APPOINTMENT